Pink Fire Pointer April 2010

AlarmForce, Brinks And ADT Comparison

One Man's Opinion on the Best Way to Protect Your Home

I normally do not take the time to right about important events in my history until recently. The last year of my life has been plagued with bad luck. From terminal sickness to job loss and robbery to accidental injury. It's OK I am not looking for a shoulder to cry on, that's life! But I did want to share my life events here as it may help my fellow man in a similar situation.

Here's my true story

1) I lost my job a few months ago in a corporate merger.

2) My wife was diagnosed with a rare blood disorder and undergoing experimental therapy.

3) I had a car accident last month and wrote off my Mercedes

Time For a Vacation

We (my wife and I) decided it was time for a vacation. We live in Atlanta, GA and decided to do some wonderful traveling. We arrived back from a wonderful 2 week holiday only to find out our home was broken into and recklessly vandalized. Broken glass, beer bottles, carpet and upholstery destroyed, it was a mess! My wife was taking medication for pain and it all of her medication was gone.

The authorities were called and investigated the break in looking for point of entry. It was learned that our control panel in our home security system was easy disabled through the control pad. The investigators showed us the problem with our current home security system. After the insurance company was finished, the damage was assessed at $75,000... a total act of vandalism.

I decided to make it a priority mission to seek out the best security system I could find for our home. I will not mention the name of the home alarm we were using but I will tell you about the security systems we looked at while choosing a new alarm system for our home. Some of the home security systems we originally looked at included:


AlarmForce.com- Live 2-Way Wireless Voice Alarm Installation

ADT® Monitored Home Security System

Brink's Home Security- Brink's Home Alarm Monitoring



We also reviewed Voxcom, CPI and Ackerman. AlarmForce ADT and Brinks were the three main ones we narrowed it down to. Keeping in mind we were not looking for the cheapest "do-it-yourself" home security but the best home safety security available. Here is a comparison of the 3 at the time of my research.

Two-Way Voice Communication

AlarmForce- Yes

ADT- Yes With Voice Connect System

Brinks- No

Wireless Door/Window Contacts

AlarmForce- 1*

ADT- 2

Brinks- 2

Interior Siren

AlarmForce- 1

ADT- 1

Brinks- 1

Wireless Motion Detector

AlarmForce- 1

ADT- 1

Brinks- 1

Keypad

AlarmForce- 1

ADT- 1

Brinks- 1

Extra Door/Window Contact

AlarmForce- $69.00

ADT- $52.00

Brinks- $75.00

Contract Length

AlarmForce- 36 months

ADT- 36 months

Brinks- 36 months

Installation Fee

AlarmForce- $0

ADT- $399.00

Brinks- $199

Lifetime Equipment Warranty

AlarmForce- Included

ADT- Included

Brinks- $5

Monitoring Cost per Month

AlarmForce- $25.00

ADT- $33.99

Brinks- $29.99

Two-Way Voice Cost Per Month

AlarmForce- Included

ADT- $5.00

Brinks- No Two-Way Voice

Total Cost for 36 Months

AlarmForce- $900.00

ADT- $1838.64

Brinks- $1458.64

The way I see it is if you are going to invest in an alarm system for your home that will truly give you a feeling of safety homeowners need to know the facts. That's the reason I did this research and composed this article. There are bad home alarms (that shall remain nameless) and there are good ones.

At the end of the day, choosing the right home alarm system was difficult because they each had their own unique characteristics. The security system we decided to go with was AlarmForce because it was a 2 way live voice home security system. They also had a chart on their website that allowed us to compare home security alarm systems against others found here http://www.alarmforce.com/competitiveedge_new.php#comp1. After checking the ADT site http://www.adt.com/ we could not find any means of comparison.

If you're considering getting a wireless home security system for your home or small business, it will definitely help you to explore all avenues before deciding on which alarm is best for your safety. Check with your home security alarm system supply store for more details. Don't be afraid to ask your neighbors and friends if they have experience and opinions that may help you make the right choice.

A monitored home security system is a home safety precaution that thousands of people are exploring for every day, so there's no need to be secretive or embarrassed about it. If you suspect that your family should have the added feeling of a secure home, be sure to find out what security system is best for you. Hopefully some of the research above helps you make the best choice for your family.

Live long and Be safe,

John

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Why You Need a New Convertible Top For Your Luxury Vehicle

Let's not kid ourselves, we all know that there are more benefits to a luxury car than seat warmers and a good sound system: These cars were designed to look elegant and respectable, not rundown and disheveled. This means that if you get in a fender bender with your Mercedes Benz, you will have to get it fixed or you'll defeat the purpose of the vehicle. The same applies for convertible tops on luxury vehicles. If your top is rundown and your rear window is fogged up, you are destroying the look of the car when you don't have to. With online distribution, it's easier than ever to get a factory grade vinyl or canvas convertible top to replace your luxury cars current nightmare.

The situation basically works like this: A convertible car will offer a number of beneficial aspects that a normal car won't offer. This includes the freedom to drive with your top down, embracing the scenery, while looking incredibly cool at the same time. This takes us to point 2, the looks. The convertible may take more effort to care for, but in the end, nothing looks better than a sporty convertible. The same applies to the luxury vehicles. People like you pay good money to ensure that they feel on top of the world every time they drive. The combined vehicle, a luxury convertible, is therefore essentially a dream car. It combines aspect of prestige and cool like no other vehicle out there. Naturally, owners should take great care to make sure to maintain this appeal as long as they can.

However, the fact of the matter is that a convertible top is not made out of metal or fiberglass like the rest of the vehicle. The material will either be canvas or vinyl, both of which will eventually lose their visual appeal due to wear and tear and the outdoor elements. About the longest a car owner can push the life of their convertible top will be 10 years. The rest of the car can last a lot longer than that, so from a visual standpoint, keeping a worn out convertible top on a car that's in good condition doesn't make sense. Especially when dealing with the luxury convertible breed, for which looks play a large part. In the long run, replacing a worn convertible top is a small investment compared to the overall benefits of a luxury convertible.

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Hawaii - How to Get To, And Get Around On, The Big Island

The Big Island of Hawaii's beauty is legendary and it has the most diverse landscape on earth-but it can be as challenging to explore as it is charming. From the icy heights of snow-covered volcanoes, to steamy jungles and tropical beaches, to flowing fields of lava, flower choked canyons and wide-open tropical grassland, its scenery is unsurpassed. By and large the quality of your trip to the Big Island will depend on how much of it you choose to see and how you set about discovering your own Big Island adventures. Below are some ideas on the options for getting to Hawaii and for getting around Hawaii, once you are here.

Another key to the quality of your time on the Big Island has to do with the spirit of aloha. The people you meet in Hawaii, by and large, tend to be more open and friendly-quick to help or befriend-than elsewhere. This is the tradition of "Aloha". When you meet local residents, whether to ask for directions and advice or to hire services or just in casual conversation, treat them with respect, humor and openness-return their spirit of aloha and you will find your journey, and yourself, deeply enriched for it.

In Hawaii, your smile is your passport.

Getting To Hawaii

The standing joke among residents of Hawaii when dealing with the time, inconvenience and hassle of traveling to the mainland is: "This used to be so much easier before the bridge blew down"! Of course, there never was a bridge spanning the roughly 2500 miles between the Big Island and mainland USA, but the humor tends to underline the commitment, planning and time it takes to travel to and from Hawaii.

Flying to Hawaii: Certainly the most common, quickest and least expensive (note I didn't say "inexpensive") way to get to Hawaii is to fly. Many major US and international carriers fly to Honolulu on Oahu and and a host of local and international carriers offer flights from there to all the other Hawaiian Islands, including the Big Island. Kona's airport is the only one on the Big Island that has direct flight connections to the US Mainland, Canada, Japan and Australia. Despite styling itself as "Hilo International Airport", flights to and from Hilo ONLY connect to other Hawaiian islands.

Although both airports have similar facilities and services, including onsite rental car agencies and access to public transportation, shuttles and taxis, it makes a big difference to the traveller where they land. By far the vast majority of visitors to the Big Island stay in either Kona or the Kohala Resorts which are all on the west side of the island and are between 20 to 45 minutes from the Kona airport. If you are staying in Hilo, it's fine to fly in there; however, Hilo doesn't have the resort facilities, fine beaches and great weather of the Kona side and few tourists opt to stay there anymore. Many people booked into resorts on the west side mistakenly take flights into Hilo, due to the misleading airport name, unaware (or even misinformed by ignorant but well-meaning travel agents) that they now, at the end of an exhausting day of travel and in the fading twilight of the early tropical sunset, face a drive of almost 3 hours, across high mountains and on narrow, winding, unfamiliar roads to get to their resort. They just better hope it doesn't start raining, too.

So-know where you are staying, fly into the appropriate airport.

Whether you are flying directly into Kona or flying to Honolulu and getting a connecting flight into Kona or Hilo, you want to be sure to reserve a seat so that you see as much of the incredible scenery as you can. Since 90% of the flight is over open ocean (which just isn't as riveting as one might expect) you want to wring the most enjoyment out of those portions of your flight which do feature scenery. If you are first stopping in Honolulu, sitting on the port (left) side of the aircraft for this leg of your trip affords the best views as the plane screams in past Koko Head and over the top of Diamond Head and Waikiki Beach, turns around directly over Pearl Harbor and settles in to land at Honolulu International Airport. Sitting on the starboard side is not as spectacular, however, it offers views of Moloka'i and Maui islands, as well as views of Pearl Harbor, the Wai'anae and Ko'olau Mountains of O'ahu and downtown Honolulu just before landing.

Flying into Hilo from O'ahu, one also wants to sit on the port side of the aircraft. The flight path crosses over the islands of Moloka'i and Maui, skims along the eastern margin of Hawaii Island presenting a rich, fascinating panoply of soaring sea cliffs, jungle canyons and volcanic mountains, jaw-dropping waterfalls and crashing surf along the coast. Flying into Kona either directly or from Honolulu is no less wonderfully scenic than flying into Hilo, but one wants to be on the starboard side. This offers the traveller great views of the islands of Maui, Molokini, Lana'i and Kaho'olawe, as well as incredible views of the Big Island, Kohala Mountain, Mauna Kea, Hualalai and, on clear days, Mauna Loa as the jet cruises in over the Kohala Coast, making land right over Makalwena Beach and on to Kona International Airport at Keahole.

Cruise Ships and Cargo Ships: There are several cruise ship lines which ply the waters of the Hawaiian Archipelago, however of the ones that service the Big Island, most require passengers to book for an entire cruise, meaning that although you may make one or two stops on Hawaii, you will only remain in port for a day, overnight at most, before sailing on. Generally, you cannot arrive on one ship, disembark for a stay, and catch another ship out.

Of increasing popularity, however, is cruising to Hawaii on cargo ships-cheaper than a cruise line and with a completely open and adjustable itinerary, this is a great alternative to flying. It is both more expensive and more time consuming (average sailing is 3 days from Los Angeles to Honolulu, and times are variable for getting from there to the Big Island) than flying, but it is restful, peaceful and unique. Cargo ships offer spacious passenger cabins and, while not the floating feed-lots that cruise ships tend to resemble, the food on cargo ships is wonderful and plentiful. Perhaps the biggest drawback of riding cargo ships to the Big Island is that on the east side they dock in, let us say, the less desirable part of Hilo; on the west they dock at Kawaihae, halfway between Kailua Kona and the resorts of the Kohala coast-in other words, out in the middle of nowhere. Both land many miles from resorts and car rental agencies. However, both docking facilities are serviced by taxis and public transportation; if you plan ahead, it should present no problem.

Getting Around Hawaii

Shuttles/Taxis/Limos/Tours: Taxis, of course, service both Big Island airports, the metropolitan regions and all the resorts. The taxis, while not cheap, are not as usurious as one might fear and the drivers generally are knowledgeable, friendly, HONEST and genuinely nice-it's that whole aloha thing. Taxi drivers are happy to answer your questions, even the silly ones you are kind of shy to ask; they will freely give advice about what to do and see and where to eat and generally try to be as helpful as possible. However, many speak in pidgin English that can be nearly impenetrable to the newcomers' ear. Don't be shy about respectfully asking him to repeat himself, and again if necessary-he hears that on nearly every fare he carries. Ask him to write down place names, restaurant names and such-many Hawaiian words do not look at all like they way he's saying them and you'll want to be able to read the words on maps and signs, or be able to ask another person, later.

Both Kona and Hilo airports are serviced by point-to-point shuttles and limos, whose prices are actually quite reasonable and certainly less expensive than the taxis. The drawback here is that there will be many people aboard going to many diverse destinations-so it takes a bit longer than a taxi.

Many of the larger resorts offer a free limo service to and from the airport and some will even arrange to have your rental car waiting for you on-property when you arrive from the airport...check when you make reservations. If available, this is the least personable, but quickest, easiest and least expensive way to get to your lodgings.

Some boutique tours offered by Hostels and the smaller tour companies will also pick you up at the airport at the beginning of their tours, if your arrival time is convenient to the tour schedule; thus, the cost of getting to your resort is absorbed into the cost of the tour. This option is worth looking into if you are not planning to rent a car during your stay.

Tipping tour, taxi, limo and shuttle drivers is not only encouraged, it's their main source of revenue. Remember to return the aloha they showed you.

Rental Cars and Driving Tips: Although some people opt to not rent cars during their stay, relying on tours and public transportation to get around, you should bear in mind that there is a reason they call it "The Big Island". Distances between attractions can be long, public transportation schedules are not always convenient and, face it, it's just a lot freer, easier and more independent to have your own wheels. Be sure to thoroughly research the online booking agencies before you arrive-ofttimes great deals bundling airfare, room and car rental can be found, especially in the slack seasons.

There are two types of car rental agencies on the Big Island. The major, international car rental agencies are available on property at both airports, giving the visitor a wide selection of corporate deals and specials-particularly flight-room-car combo deals--as well as a diverse palate of available cars. The other option, frequently much less expensive particularly for long term rentals, are the off-property rental agencies. These folks won't generally pick you up at the airport so you must make your way to their in-town offices, but the selection of vehicles, and rates, are generally wider ranged.

If you are under 21, the rental companies won't rent to you. If you are between 21 and 24, they may add a surcharge to the rental that can be as much as twenty-five dollars a day on top of the regular daily fee.

The first question the traveller must answer for themselves is what kind of vehicle they will want while on the Big Island. Some rental agencies specialize in luxury and exotic cars--Mercedes, Lamborghini, Rolls Royce and such. Others offer Volkswagen Campers and RVs. Many people arrive and decide they want to flash around the island in a Mustang or Camaro convertible-which are great and fun, but they offer no security for your personal items and they severely limit the kinds of roads you can drive on, in addition to almost guaranteeing sun and wind burn. If you are coming to explore the island, you should consider going to the extra expense of renting a four-wheel drive vehicle-either a jeep or an enclosed SUV. Much of the mountain country and many of the more interesting beaches and canyons require four wheel drive. I suggest an enclosed SUV so you do not have to shout to be heard, as you do in a jeep, and have some more protection from the elements and from thieves.

Briefly mentioned above, RVs and Volkswagen Campers are excellent ways to see the island and obviate the need for an expensive hotel. However, RVs are not common on Hawaii and there are no RV parks as such; outside of the towns of Hilo and Kona there is nowhere to drain the waste tanks, so you have to be sure to use public facilities as much as possible. But you can park and camp free virtually anywhere, although most campgrounds will charge a camping fee for an RV, even if you are camping in the parking lot.

Motorcycles and scooters can be rented in both Kona and Hilo and are a fun way to see the island, until it rains. Which happens. It is also difficult to travel with any amount of luggage on a motorcycle. You will notice a burgeoning fraction of the local population zipping about town on scooters (locally, and incorrectly, referred to as "mopeds"). For bikes with engine sizes smaller than 50cc, no motorcycle license and no insurance are necessary. The "moped" class vehicle has the same license and road regulations as a bicycle, so it is not surprising to see them zip along the the roadside, passing cars stuck in traffic, or pop up and run down the sidewalk. If you rent a moped in Hawaii, please don't drive them the way the locals do; it just isn't safe. I use a moped almost exclusively to get around Kailua Town where I live-do not ride your scooter the way you see me ride mine.

The cost of gas in Hawaii is even worse than you've been led to believe, so when selecting a rental car, bear this in mind. Costco in Kona has the absolute cheapest gas on the island (and it's handy, near the airport); the gas station off the Akoni Pule Highway in Kohala near mile marker 76 has the cheapest gas in Kohala and the Chevron Station at the Airport turn-off in Hilo has the cheapest gas in East Hawaii. Remember that the Big Island is largely rural-gas stations, particularly in the far north and on the south side of the Island, may not keep regular hours or even stick with their posted schedule-especially if the surf is up or the fishing is good. In general, outside of the urban areas of Kona and Hilo, gas is hard to find after about 6 in the evening. I personally don't ever let my gas tank get more than half empty, ever, just for this very reason. Certainly, you should never let it get more than half empty when on the south side of the Island; you should make a point to fill up before late afternoon when you have the chance, definitely before you go into Hawaii Volcanoes National Park (you'll stay longer and use more gas than you planned because, trust me, it's the coolest place, ever) and before crossing the Saddle Road.

Driving times between attractions on the Big Island are longer than you might expect, given the actual mileage between points of interest. This is in part because much of the "highway" system is composed of winding, narrow, two-lane blacktop with a speed limit of 35 miles an hour. Another reason drives take longer than expected is because you are going to want to pull over and look, stop and explore, take your time and enjoy. As the bumper sticker says: "Slow down, Brah-dis ain't da mainland!" On this note, many local residents will pass on hills and blind corners, even into oncoming traffic; they know the road, you don't-don't follow their lead. Trying to drive like the locals drive is like jumping into the ocean and trying to surf like they surf-it just isn't a really bright idea. Local custom is to eschew use of turn signals and horn; this is another custom you shouldn't emulate.

The police on the Big Island are well-trained, serious professionals. However, most cruise around in their personal cars (with a blue light on top) and can be very hard to spot (a Ford Mustang or Toyota Rav4 with a light bar? It happens...). They are particularly serious about drunk drivers, speed limits and child restraints/seal belts. Aloha, respect and honesty go a long way toward making any interactions with the Hawaii County Police more pleasant. This isn't Louisiana or some Third World banana republic-do not even think of offering a bribe if you are stopped by a Hawaii County Police Officer. On the topic of police, it is local custom to flash your brights at on-coming traffic if there is a cop behind you. Participate in this at your own discretion, but this is the reason all those people are flashing at you.

There are feral goats and sheep (feral donkeys along the highway in Kohala!), wild pigs, feral cats and dogs that present driving hazards, especially at night. Fruit such as mango, avocado and guava frequently fall, en masse, into the road and produce a slimy hazard, particularly to motorcycles. In town, watch for cyclists, pedestrians and skateboarders (check out those guys skateboarding to the beach with their surfboards under their arms!). Kailua Kona is the proud home to the Iron Man World Championship Triathlon and many runners and cyclists fully utilize, and rigorously defend, their rights of way; smile, wave and yield, OK? You came to have fun: relax. The Big Island is also Big Sky country...driving east into the sunrise or west into the sunset is painful and hazardous; try to plan your day to avoid this.

Do not leave valuables in your car, not even the trunk. Ever. The locals are friendly, but but some are frisky and high value items will evaporate from your car with alarming alacrity. Consider any spot frequented by visitors to be at risk for theft, even if you only are going a hundred feet from your car.

Many roads, intersections and attractions are poorly marked and what signs exist are in Hawaiian, which is hard to read, harder to remember exactly the name of the place you are searching for. When you ask directions, have the person write down the name of the place. Many residents are in the habit of giving directions in terms of landmarks that mean nothing to you ("Remember where Uncle Kealea had the fruit stand 20 years ago? You want to go just across Aunty Tutu's pig farm from there to where the coconut grove used to be...") so have them show you on a map. Be sure they start by pointing out where you are, right now. Respect, humor and aloha will help get you where you are going.

Along these lines, many tourists bring their GPS from home to help navigate-be sure to download the maps for Hawaii before you come; some brands of GPS do not offer Hawaii coverage. A few of the rental car agencies have GPS units for rent at reasonable prices. The best solution, however, are the folks at Tour Guide Hawaii (808.557.0051; http://www.tourguidehawaii.com) who offer a hand-held computer with an onboard GPS at very reasonable rental rates. They have stuffed into this device over six hundred points of interest (did you hear that? 600!) of recreational, cultural and historical importance. They have produced a short audio/video presentation for each site, telling you all about it, the history and culture, what to bring, what to do while there; they even have the public restrooms listed! These presentations play as you approach the points of interest, or can be searched for at any time or location. Thus, the device can be used to preview all the sites around the island in the comfort of your hotel room, pre-plan trips or to get information and turn by turn navigation on the road. Combining cutting-edge technology and old-fashioned story-telling, the unbelievably easy to use, fabulously informative and terrifically fun Tour Guide Self-Guided GPS Tours are an amazing bargain and a great way to see Hawaii. They are now offering a pared-down version (45 of the top sites-iAND the restrooms!) that is downloadable to iPhone and iPod.

Commercial Tours: Whether or not you rent a car, commercial tours offer a great way to get oriented to the island and hear a bit about the history and about the culture of our home. Tours come in all sizes and description, from the taxi driver who makes it up on the fly as he takes you to dinner, to personalized taxi tours lasting a half to a full day, to specialized van tours and large, full day, round the island tours in full-size motor coaches. There are bus tours to the summit of Mauna Kea, tours through the coffee country of Kona, tours to see the volcano, historical tours-tours of all lengths and covering just about anything and everything you want to see. Some tours include meals-one even takes you to a real, working ranch for a barbecue! Then there are the highly specialized tours: fixed wing and helicopter tours of the island, whale and dolphin watching tours, snorkel tours, sunset cruise tours, organized bicycle tours, powered hang-glider tours, tours of Kailua Bay in a submarine and even boat tours to see the lava flowing into the ocean. Although they can be fairly spendy, most are fully worth the price. Be sure to shop around for the right tour at the right price to suit your interests.

Bicycle Rental: There are several places where you can rent bikes on the Big Island-and it's very pleasant to spend the day pedaling through Hilo and Kailua Kona. However, problems of weather (hot sun, torrential downpour!), the long distances between points of interest and the ever-present, enormous volcanoes (think: "HILLS!") preclude this as a major method of exploration, except for the most avid bike tourer.

Public Transportation: The Hawaii County-run Hele-on Bus travels most of the Island, and makes pretty good time-the good news here is that riding the bus is free...the bad news is that it is scheduled to get workers between the large resorts in Kona and Kohala and the small towns all across the island where they live. As such, the bus schedule may not be convenient for the visitor nor conducive to exploration. However, it's very handy if you just want to go somewhere and spend the day there. Be sure you understand the bus schedule, however, as many places only are serviced twice a day by bus (one in-bound and one out-bound trip per day) and if you miss your return ride and have to find an alternate way back to your hotel, you will quickly learn why they call this "The Big Island"!

Walking and Hitch-hiking: Two words here: BIG ISLAND. It is possible to hike across the Big Island (I've done it both west-to-east and south-to-north; heck, in 2008 a wheel chair athlete rolled his wheel chair from sea-level in Hilo 37 miles and 13,800 feet in elevation up to the summit of Mauna Kea-did you catch the part about "wheel chair athlete"?), but the long distances, rural nature (it's an impracticably long way between places to get food, water and to camp) and intense sun make this an epic adventure, not a restful sight-seeing vacation. Both Hilo and Kailua Town are comfortable and safe to walk around, but getting to beaches, waterfalls and other points of interest is difficult on foot.

Until very recently hitch-hiking was a common and respectable way to get around the island-if you were a local, everybody either knew you, or your aunty; if you were a visitor, your uniqueness made you interesting and so it was very safe, as well. Although probably just as safe today, with the explosion of mainlanders moving to our island (who may be reluctant to offer rides), I notice a sharp decline in the number of hitch-hikers on the roads now. Hitch-hiking is legal from the roadside, as long as you are not in the road, presenting a hazard to yourself or an impediment to traffic. If you hitch-hike use your judgement, be home before sundown and refuse to ride with drunks or folks of questionable character or cleanliness. Do not ride in the backs of pick-up trucks.

So-armed with this information, you are now better prepared to evaluate your options for exploring the unique and varied landscapes, experiences and delights of Hawaii-your adventures are limited only by your imagination. Remember that attitude in Hawaii is important to the quality of your vacation-the spirit of Aloha is pervasive. When angry, lonely, confused, frustrated, tired or bored, recall what I said: "In Hawaii, your smile is your passport"

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The Impact of Rising Gas Prices

The price of fuel has risen greatly during my life of 36 years. I look back at the first car that I purchased. The car was very economical and used very little fuel. My first vehicle was a 1982

Chevette. I believe that the miles per gallon were close to 30. With only $20, I could drive for almost a full week. Today, I drive a Toyota Sequoia and spend close to $120 per week just to commute to work. My wife is now driving a Camry and spends about $85 for her commute. Together we use $205 per week in fuel not including additional travel shopping, dining out or visiting friends. Do the math! This is over $888 per month and $10,600 per year to travel to work.

It does not appear that the US Government is going to step up to the plate to work on ways to reduce fuel cost. Bush was recently asked what he thought about reports of gas prices reaching $4.00 per Gallon.

Q: What's your advice to the average American who is hurting now, facing the prospect of $4 a gallon gasoline, a lot of people facing

-MR. BUSH: Wait, what did you just say? You're predicting $4 a gallon gasoline?

Q: A number of analysts are predicting -MR. BUSH: Oh, yeah?

Q: - $4 a gallon gasoline this spring when they reformulate.

MR. BUSH: That's interesting. I hadn't heard that.

Our President does not even know that gas prices are rising to a level to where American families are having to choose gas in order to drive to work over providing their family with a healthy meal. I was shocked to hear that he had no clue about the Gas prices in the US. If he is this out of touch with the real world, it is understandable why we are in the situation that we are in. If the US Government is not going to do something, we must take it into our own hands to make sure we do not find ourselves homeless.

Remember the figures I provided you on the cost of fuel to my family? I took these figures a little further to find out if purchasing a fuel efficient car would make sense. I found that purchasing a car that gets 40 MPG would save me $297 per month. It is now time to shop for a vehicle that will provide better gas mileage.

The most attractive car that I have found at this point is the SMART. SMART - A vital member of the Mercedes Car Group, a Daimler AG Company. This car will give me about 44 MPG. However, There is a downfall in the fact that only 2 people can fit in this car.

Cool Little Car

Great Gas Mileage

Only Seats 2

This car is priced right at only $16,000. I am not sure if this is the direction that I will go in solving my fuel problem. I will continue to shop to see what else is on the market that may be able to give the savings with a little more room. Is it time for you to start shopping for a more fuel-efficient vehicle?

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Why Car Alarm Systems Are Crucial In This Day And Time

With the world we live in today I am surprised that every car doesn't come with a stock alarm for the car. People today will do anything they can to break into your car they will just break your windows that is why you need an alarm on your car. With most insurance companies today they won't even insure you unless you have a proper alarm on your car. That is because people are probably doing so much fraud to get free money from the insurance company or the rates of peoples cars getting broke into are getting so high that the insurance company just wants you to have the proper equipment so that you wont have to call them complaining.

With so many people and so many cars in the U.S. studies have shown that every 20 seconds a car is being stolen and someone doesn't even have a clue that it is happening. If you do not want to end up like a person that is trying to get their car back then you need to put a good alarm system on your car so that nobody will break in or steal your car from you. When you get a good system for your car you get a little remote so that you can lock or unlock your car from a distance or if you see someone breaking in to your car or trying to break in you can hit your little panic button that is on your remote as well. You will love your alarm system after you have had it for awhile and notice its good use.

With all the new cars coming out today you would think that someone would come up with something new for an alarm system on a car something that would change them forever. This something would be digital fingerprint technology. These sorts of alarm systems you have seen before in movies like James bond or national treasure. The example would be you having a pad on your car that is where you put your finger. You put your finger there on the pad and it scans and reads your finger to make sure that it is you that is trying to open the door and if it is you it allows you to enter the car. These cars still require a key but you have the option to not use them. That is how advanced we are becoming to be, many cars have this kind of system, Mercedes, BMW, Lincoln are the leaders.

There are many other cars that have this kind of new technology and it is up to you if you are going to buy one of these cars or get a good alarm system installed on your new car. You need to make up your mind and get your choice. So before your car is in trouble you need to get to your local mall or car shop and buy an alarm and have it installed so you and your car are now safe. The last thing that you would want is to come to your car and see someone had broken in.

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You Are 100% Responsible For Every Thing That Happened to You

Misery or good things, almost every thing that happens to you, other than some exceptions, has happened due to your own decision at one point in time.

You made a decision and that sent a chain of events in progress until what you are currently dealing with happened. Likewise, your innocent or assumed irrelevant decisions today will deliver certain results in your future. Even if you decide to turn left or right on a path, which route to take to your destination if you have a choice will determine the arrival time, early or late, alters who you may meet on the way. Let me tell you three personal stories.

When I was a real estate broker, I went to a building to find out if a store was for rent. By chance I walked into the owner of the building as he was just heading to the toilet. Normally this very busy and rich man has a team of people who filter the many brokers who want to see him, but the fraction of a second timing worked out for me to bump into him, and he agreed to talk to me. I would have never made it past his secretary. Turned out through my very hopeful and open attitude that I also mentioned a large building for sale and having gone in to rent a $6,000 shop for a client (which did not happen) I sold him a $22 million building. The commission and reputation I gained on the sale was enough for me to open my first One Hour Photo store. That store provided me with over $1.5 million in profits until I sold the store 8 years later. That store was the first of 3 stores, all because I decided on the right moment to go to his building instead of having lunch, a hamburger that could have cost me over $2.5 million dollars!

On the other hand, I invested a large sum of money in an investment fund. The fund was growing very well for many years but then one day I got some news and had a feeling it was time to get out. I decided that waiting another 2 months for the next dividend would not hurt. The fund went bankrupt in a month and a half. I lost $400,000 because I decided to wait and not follow my intuition out of greed.

And the third story is one I think many people can relate to. I owned shares in a public company. One day the stock shot up from 6 cents to $2.35 but I decided to hold, hoping it will go to $5.00 a share so I could make my ultimate financial goal. I held, it fell. Today it is worth 3 cents a share. Unfortunately I did not learn and have had this huge gain and missed opportunity on 3 other occasions on different stocks. I think I have learnt my lesson now.

Think about everything that happened in your life, and see how you ultimately could have made a decision that would have altered the current situation.

Take the time to think about it and write down all events, listing also your original decision at the point that you had to make a choice, you will see how you could have made a different decision which would have totally changed the outcome. This should help you think differently now before you make any more decisions. There is a good old saying, "Consider the outcome before you make your decision."

Think of any problems in your life right now and you may even say to yourself that you knew at the time that you are making a mistake or are uncomfortable with your decision, yet you went ahead anyway.

You denied your intuition so of course your intuition never developed. If you want to develop better intuition, then look back to see where you have ignored it before. Intuition is like any person. If someone often advises you and you ignore them repeatedly, they will eventually stop talking to you.

Everyone wants to have better intuition, yet so few are willing to listen to it when it speaks. There is no great surprise that a strong intuition is a rare quality. Often your intuition is telling you something different than your ego or selfish desires want to hear. So of course you will ignore it, but then you have no one to blame but yourself.

This ties in to taking full responsibility for all your actions and your life situation. You have no one to blame but yourself, and if you made the decision, then you must have wanted the outcome. Certainly there may be events which you could not have avoided, but if you think about it, you may not remember it clearly, but you knew better, or at least you had options and you did not choose the right one.

Jane was home alone and about to leave her house when she heard a voice, loud and clear which said STOP, just as she opened the front door. She froze due to the surprise of hearing this voice and just then one of the roof tiles fell and would have hit her on the head, possibly killing her.

A bit shaken but not deterred, Jane left the house and got in the car. She drove away and just as she was about to go forward as the traffic light turned green, the same voice yelled out STOP! Again she did, just as a speeding car ran the red light crossing the intersection.

This was too much for her and so she called out with her heart pumping, "Who are you?" And the voice replied; "I am your guardian angel speaking to you through your intuition. I am here to protect you." And Jane replied; "So where were you 10 years ago when I agreed to marry that idiot!!!"

We want many things, but when we get what we want, we do not listen, so we no longer get. If you want guidance, then first take responsibility for your actions and decisions, know that every situation in your life is your own doing, and then start to listen to intuition as it attempts to revive as you begin to listen and take its advice.

With this attitude of acceptance of full responsibility, you will find that all negative situations become far easier to bear, and to correct, as you have taken your rightful place as their creator and therefor, master. My grandfather always told me, "God created all creatures equal except humans. To humans He gave freedom of choice." The problem is that so few humans know how to use this great gift.

One of my students did not think he needed car insurance, so he did not purchase any. When he did have an accident, his car was so badly damaged it was not worth repairing and he had to pay for the repairs of the other persons car, a total of several thousand dollars.

Another student in now purchasing a very nice expensive car using up all of her savings, but she too does not feel she needs insurance. Despite my advice and the advice based on his experience of the other student, this one still thinks she is safe without insurance since she never had an accident yet, at her young age of 24 without considering her relatively few years on the road. If heaven forbid she has an accident with perhaps a mercedes which is her fault, her entire savings could be lost along with her car and then she will be working for many years to come to pay off the other persons repairs. And that is if no one is hurt. So she is setting herself up to potentially be poor for decades to come by trying to save a few hundred dollars a year. Who's fault will her future be?

This example shows us two qualities, we must have humility and destroy greed. Humility to know that anything can happen and we are not immune to the realities of life, and being cheap to save a few dollars today could cost you a relatively astronomical amount in the future setting you back to step one on your worldly goals after years of building.

This article is to say three things.

Take full responsibility for EVERYTHING in your life.

Have humility that you are not immune to the laws of nature and,

Being cheap with money does not always pay. It could be the most expensive in the end.

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Why Your Car Might Be More Expensive to Insure

These days, most people are eager to discover how to save money any way that they can. Individuals that are looking to learn more about their finances and insurance in particular may be interested to learn why some cars cost more to insure then others. This can be very helpful information when one is looking to purchase their next car. Knowing and understanding this information will help individuals pick a car that will not cost them a fortune to insure.

1. Make and Model of the Car: The make and model of a car will affect how much you have to pay for insurance. Certain cars will automatically cost more. These tend to be more expensive cars and those that have a greater chance of being stolen.

2. More Likely to Be Stolen: Cars that thieves tend to steal will cost more to insure. This is because insurance companies have a greater likelihood of having to pay to replace these cars or to get them repaired if they are stolen.

3. More Horsepower: Cars with a lot of horsepower tend to get into more accidents, because they are more powerful and go faster. Subsequently, drivers tend to push the limits and get into more trouble that will end up costing the insurance companies.

4. Cost: More expensive cars will cost more to insure. This is because it will cost insurance companies more to replace parts or to replace the car if it is totaled or stolen.

5. Sports Car: Sports cars are also expensive when it comes to insurance. This is because owners of sports cars tend to drive faster, get more tickets and get in more wrecks. They pose a greater risk to insurance companies so they charge more to insure them.

6. Smaller Cars: This may come as a surprise, but it will cost you more to get insurance for a smaller car. This is because if there is any kind of accident, a smaller car is likely to receive a great deal of damage, and the insurance companies will have to pay for repairs.

7. Big Cars: Big cars are also expensive to insure. This is because big cars tend to do more damage when they are involved in wrecks and the insurance company will have to pay for repairs for the other car or will have to pay for hospital bills for passengers in the other car.

The ten most costly cars to insure, beginning with the most expensive, include the Mitsubishis Lancer Evolution, Mercedes CL Class, Dodge SRT-4, Subaru Impreza WRX, Jaguar XK convertible, Lexus IS 300, Honda s200, Acura RSX, Nissan 350 Z and the Jaguar XJ.

When looking to purchase a new car, if you are concerned about insurance costs, it is important that you understand what factors affect price. Once you understand this, you can better "play the game" so to speak. Be sure to take these factors into consideration when you make a new car purchase. If you do, you will find that you notice a considerable difference in your rates.

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Mercedes Benz C-Class Promo Vid

f you dont want a BMW but want rear-wheel drive and a premium marque, the Mercedes C-class is it. In a different league in terms of looks, driving dynamics and quality to the old one, Looks sensational as an estate too. Comfort Well damped, well controlled, well sorted. The C-class is one of the best medium-sized executive chariots you can buy. The larger 320 V6 diesels are proper continent crushers. Not all are so easy to live with however; the C63 will smash your spine to splinters.14 out of 20 Performance The runty bottom of the range consists of a supercharged 1.8-litre petrol or a 2.1-litre diesel. Both perfectly satisfactory, but better with more power as the C200K and C220CDI. The V6s start with a 2.5-litre petrol, plop through a 3.0-litre C280 and on to an even more powerful 3.5-litre V6. The engine to go for if you have a functioning brain is the 224bhp, 3.0-litre diesel. It mixes grunt with civility and range. There's also the mentalist C63 with a 6.3-litre V8.14 out of 20 Cool The right specification can make the C-class one of the only cars in the mid-size saloon sector that could even be close to being described as cool'. Spec it wrong and it's just another Munich taxi.12 out of 20 Quality Leaps and bounds. Two words that describe Merc's rise from oncewas' into now is'. Fantastic build, great design, solid engine and transmission set-ups; the C-class is an all-round star. What you were used to feeling in an S-class, you now get in the lower' orders. Awesome ...



http://www.youtube.com/watch?v=adg2jepl8wI&hl=en

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Awesome CRASH TEST - BENZ Vs. Smart!

A Mercedes S-Class & a Smart fortwo go head to head in this awesome Crash Test, other then u would expect by looking at the video, the little Smart comes out the of the test rather well, although u would probably still be pretty much dead if u were in it crashing at that speed. i cut all the German spoken, boring explaining out of it.. the sound is still a little off, sorry for that but i couldn't be bothered with it anymore :P enjoy!



http://www.youtube.com/watch?v=E_472L2kLp0&hl=en

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Mercedes Benz ML-class W163 Development

The M-Class was the first luxury SUV to feature stability control, a system designed to detect loss of control and instantaneously intervene with selective braking to bring the vehicle back on its intended course. This system is now hailed by safety experts, and studies have shown stability control and systems like it are capable of reducing single vehicle crashes by up to 30 percent. Furthermore, the M-Class boasted front- and side-impact airbags with advanced occupant detection for the front passenger seat, which, combined with Mercedes' legendary safety structure, earned the M-Class the highest marks in insurance industry crash tests. A road test on the BBC programme Top Gear revealed that the presenter, Jeremy Clarkson, could put his fingers into the gap below the rear lights and above the rear bumper. This improved over the years, especially after a mild facelift for 2002. However, owners are often unhappy with the car's quality — for example, the car was placed last out of 142 cars in the Top Gear Motoring Survey 2004. daimlerchrysler spent US$600 million on improvements at the Alabama factory before launching the second-generation ML in 2005. The modified W163 that appears in Steven Spielberg's movie The Lost World: Jurassic Park (1997).Before the vehicle was launched, Mercedes-Benz allowed the producers to use two pre-production M-Class suvs in the film The Lost World: Jurassic Park, and used the vehicle's appearance in the film as a way to advertise it when it ...



http://www.youtube.com/watch?v=Z6rT9HIiF4w&hl=en

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